Navy Federal provides banking services including credit cards and mortgage loans to Department of Defense employees, veterans, and their families. Membership is open to both these groups as well as their families. Navy Federal also has mobile apps and online banking available.
Navy Federal mortgages offer competitive rates to qualifying borrowers, and even offer a rate match guarantee!
Membership
Credit union members can take advantage of various financial products offered by their credit union, such as checking and savings accounts, auto, personal and student loans and credit cards. Furthermore, members have access to online banking and mobile apps, with ATMs both domestically and overseas that members are free to use at no additional charge.
Membership to Navy Federal is open to active-duty military members and their spouses/dependent children as well as federal agency employees and their family members. For more information regarding eligibility for membership please visit Navy Federal’s website.
Moovit is an all-in-one transit app designed to make visiting Navy Federal Credit Union in Charlotte easy. You can get directions, see fares and schedules, as well as plan the most efficient route. Just don’t forget your Access Number when visiting in person or over the phone; this number serves as your key for secure online banking!
Services
Navy Federal is a non-profit credit union offering comprehensive financial services. Membership includes active duty service members, veterans and Department of Defense employees as well as their immediate family members. Branch locations span across the nation and its customer service representatives can be reached 24/7.
Savings products available from this credit union include share certificates, money market accounts and IRAs. They also offer various checking accounts such as free Campus Checking for members aged 14-24 as well as Flagship Checking which can bring in up to $120 of ATM fee reimbursement each year.
Moovit makes traveling to Navy Federal Credit Union easy using public transit. Download our free app and use our fast route finder feature to see real-time bus and train schedules; find an alternative route or stop near your destination; as well as display how much riding will cost and provide step-by-step directions.
Mortgages
Navy Federal provides an array of mortgage products. In addition to conventional home purchase loans, Mortgage Choice allows those with less than 20% down payments to bypass private mortgage insurance costs. RealtyPlus gives homeowners up to $9000 in cash or gift cards as incentives towards closing costs or home improvements.
This company boasts a strong online presence and mobile apps for both Apple and Android devices, making its website easy to navigate with useful tools, such as one to calculate home loan payments. Furthermore, they list local branches and ATMs.
Navy Federal Bank offers various checking and savings accounts tailored to active duty military members, students and retirees alike, with some having no minimum balance or monthly service fees; others provide high APYs or interest rates; additionally an IRA with low minimum deposit requirements can also be found here.
Credit cards
Navy Federal Credit Union offers several credit cards designed to earn rewards, and may offer higher APYs than national banks. They also provide special member discounts like rental car discounts. Furthermore, Navy Federal provides mobile apps which enable its customers to deposit checks and pay bills conveniently while out and about.
Credit union offers several checking accounts tailored specifically to active duty military members and students, including ones featuring no minimum balance requirement, ATM fee refunds, free military-themed checks and low starting APRs.
No matter how you choose to use your Navy Federal credit card, it is crucial that your payments are timely. If you can’t meet them on time, consider alternative payment arrangements or applying for a debt consolidation loan; alternatively you could contact a company specializing in debt settlement to negotiate for less money from them than what you owe.
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