Credit unions are member-owned and member-focused institutions, offering lower fees and better rates than banks – making them more cost-effective for members. Furthermore, advanced security measures help safeguard funds and information of members.
Zippia provides job seekers with an in-depth view of Excite Credit Union, including salaries, political affiliations and employee data. This enables job seekers to make more informed decisions when selecting their employer of choice.
Services
Excite Credit Union is a not-for-profit financial institution owned by its members. Members enjoy competitive rates, lower fees, and a focus on serving their community. Furthermore, Excite offers checking and savings accounts; additionally members can use online banking to manage and pay their bills.
Credit union has an outstanding relationship with their local community and are committed to DiJulius Group customer service methodologies, earning high Net Promoter Score and increased membership as a result. In addition, they were recently granted funding from U.S. Treasury in support of low-income communities and small businesses affected by COVID-19 pandemic.
Credit unions rely heavily on member feedback to help improve their services, so leaving reviews can help credit unions identify where improvements need to be made and honor employees for their hard work. It can also promote community by giving members a place where they can share their stories of experiences.
ATMs
Credit union ATMs provide members with an economical means of accessing funds and conducting financial transactions. Many are fee-free and more secure than their bank counterparts. Furthermore, these ATMs often connect to a network of other ATMs that allows members to withdraw funds from other locations.
Excite Credit Union takes great pride in serving communities throughout California and North Carolina as a member-owned, member-operated financial institution that puts community development first. Excite is proud to be recognized as an Community Development Financial Institution (CDFI), Low Income Designated Credit Union and Juntos Avanzamos member committed to offering services in economically distressed regions.
Excite CU was recently recognized by the CDFI Fund with grants under their Annual Financial Assistance and one-time Equitable Recovery programs, with funds going toward start-up and small businesses that support immigrants and women-owned firms, such as Excite’s headquarters in San Jose CA with additional locations in Santa Clara County (CA) New Hanover Brunswick Pender counties (NC).
Loans
Excite Credit Union offers competitive auto loan and refinancing rates and terms, personal lines of credit and mortgage loans – and personalized service from their local member representatives.
Rates and APRs may change without prior notification. Loans are made on an Individual to Individual basis and subject to credit approval; factors like loan-to-value ratio and property type play an integral part in determining an acceptable loan amount.
Credit unions differ from traditional banks by being owned and run by their members and operating with the purpose of providing financial services for everyone. Profits generated are then returned directly back to these members through reduced loan and deposit rates, higher yield checking accounts yields and low-rate auto-loans. To learn more about Excite Credit Union visit their website today!
Credit Cards
Credit card fraud often makes headlines, but debit cards can also be susceptible to fraud. Excite offers a selection of credit cards to help improve budgeting and safeguard funds.
Find out more here. Get rewarded with a $300 Bonus by opening any Go, Pro, or Boss Business Checking accounts by June 30, 2022 – terms and conditions may apply.
This database displays consumer credit card agreements submitted by issuers and may include general terms and conditions, pricing information and fees. If you have any inquiries about any agreement found herein, please reach out directly to them for clarification.
Members can pay bills online by logging into their accounts through either the website or mobile app, and paying their bills online. In addition to that, they can access their member account details such as balances and transaction history through this app – in addition to using their credit cards online or at select locations to make purchases.
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