State Employees Credit Union in Marion NC

Join State Employees Credit Union of Marion NC as a member and gain access to an impressive array of financial products – plus be part-owner of this institution and have input in its policies!

SECU offers a complete suite of deposit accounts, from share certificates and savings accounts to checking. APYs are highly competitive while minimum opening deposits are low.

Membership

Credit union membership brings many advantages beyond accessing financial services: members are owners and can have input in shaping its direction. Plus, most credit unions tend to charge lower fees than banks while offering better interest rates on loans! When SECU first opened its doors for membership in Raleigh’s Agriculture Building basement in 1937 with 17 members and $437 assets on deposit, many people saw its potential.

Today, the Credit Union stands among the nation’s largest institutions with assets totaling $53.1 billion and nearly 2.6 million members. Headquartered in Raleigh and offering multiple CO-OP Shared Branch locations throughout North Carolina.

Members can manage many of their accounts using Member Access, a secure online banking system. Members can also contact local branches and 24-hour member services by phone or live chat, providing maximum convenience.

Deposit Accounts

State Employees Credit Union is a financial institution that offers its members a range of banking and loan products, from checking to savings accounts as well as IRA, Money Market and Certificate accounts – with tax advantages for their savings accounts as well.

People interested in opening savings accounts at their credit union have six options to select from when it comes to opening savings accounts, including a basic share account that provides competitive dividend rates without monthly service charges and no minimum balance or minimum monthly charges. Furthermore, PowerPlus checking account comes equipped with debit card and 50 free checks per statement as well as the Zard checking account specifically targeted to those 13-19 and money market share account that offers high interest rates with no minimum balance requirements or monthly charges.

Credit union deposits can be made easier through direct deposit; its ABA routing number is 2389045 and members can access funds through ATMs, ASK SECU, website mobile apps or physical branches with 24/7 Member Services available.

Loans

State Employees Credit Union (SECU) offers its members various loan products, such as personal and auto loans, mortgages and home equity lines of credit. SECU loans can be found throughout North Carolina, South Carolina, Virginia, Georgia and Tennessee with special programs designed to assist first-time homebuyers.

1 Your Credit Union may conduct a credit check before issuing you with a personal loan, with no more than 43% debt-to-income ratio as determined by dividing monthly debts and expenses by your gross income. 2 A share secured loan requires your Credit Union to hold funds from your account as collateral against any amounts borrowed; once paid off, these holds will be released back into your account while continuing to earn dividends on shares during its term.

Visit the branch located at 1004 W TATE ST in Marion to gain more knowledge on these banking services.

Community Outreach

The City of Marion relies heavily on volunteers for many important functions. Volunteering offers a rewarding experience that gives back to your community in meaningful ways, and provides you with an opportunity to contribute your unique strengths in serving it. Are you interested in giving something back? Check out these programs!

Participants expressed their feelings that credit unions were contributing to local community development by offering financial services in areas not served by banks, and by supporting initiatives addressing economic needs like housing, education and healthcare.

People Helping People scholarship program is one such example of this initiative, funded entirely by members of State Employees Credit Union. Two high school students — Jessie Dale Cockerham from North Surry High School and John Morgan Cockerham from Mount Airy High School — received this year’s scholarships: Jessie Dale Cockerham was given one while John Morgan Cockerham won one at Mount Airy.