State Employees Credit Union of Whiteville, NC, provides full-service lending solutions to people working for or with the North Carolina government and their family members, including two fee-free days annually for overdrafts. Their branches and ATMs are limited within North Carolina.
But at this credit union, change is coming quickly. A new CEO hired in 2021 has caused an immediate and drastic transformation within C-suite leadership.
Membership
SECU membership provides many advantages, from access to our comprehensive suite of financial services with lower fees and improved rates to becoming part owners and having input on how the institution evolves – ultimately leading to a more secure financial future for you and your family.
As a State Employees Credit Union member, you have access to various online banking services, including checking, bill pay and account maintenance services that would normally require visiting one of our branches. Plus, Member Access provides a safe way of managing all your accounts!
State Employees Credit Union operates in Whiteville North Carolina 28472 and offers State Credit Union Fire Protection along with any of its related aspects or functions. You can visit Powell Boulevard 1312 Whiteville NC 28472 for further inquiries about their Fire Protection offerings.
Deposit Accounts
SECU offers an assortment of deposit accounts, from savings, money market, and checking. Their APYs on savings are competitive while fees for their accounts remain minimal; however, higher APYs may be available from other banks.
Credit union products offered by this institution include Individual Retirement Accounts (IRAs) that offer tax-advantaged investments for retirement and education, low-cost diversified investment accounts with mutual funds, as well as financial counseling and retirement planning services at its branches.
Other services provided by the institution include auto, mortgage and personal loans as well as an array of insurance products for life and health coverage. Its checking accounts offer low minimum opening deposits with no monthly service charges for debit card use or online bill pay – not to mention Summer Cash accounts which allow workers to save throughout the year for vacation expenses and transfer those savings directly into their checking accounts, Money Market Share accounts or CashPoints Global accounts via payroll deduction.
Loans
SECU offers several loans designed to meet your financial needs. A Share Secured loan may be ideal if you require funds quickly without depleting savings; while secured, part of your share account continues earning dividends and you continue earning dividends while it remains protected as collateral for the duration of the loan.
SECU offers several mortgage programs tailored specifically towards first-time homebuyers and has partnered with North Carolina Housing Finance Agency and Federal Home Loan Bank of Atlanta to offer additional assistance for homeowners. All lending is subject to credit union underwriting guidelines and restrictions (excluding IRA accounts ) while financing options can be found for properties located in North Carolina, South Carolina, Georgia, Tennessee and Virginia.
Services
State Employees Credit Union’s Whiteville branch offers an impressive variety of financial products and services for its members. Members can deposit paychecks, make ACH payments and pay federal and state taxes with ease; access personal loans and investment options; open savings accounts without minimum balance requirements; as well as utilize online banking and mobile apps.
Credit union offers several community outreach programs, including financial education workshops for both children and adults. Their highly rated mobile app makes money transfer, loan payments and more a snap – plus customers can reach customer service easily by using either their Member Services phone line or an email address!
State Employees’ Credit Union was established in 1937 to serve employees who work for North Carolina state government and its agencies, as well as residents who have a connection to it through employment or residency. Membership is restricted to residents or those with employment ties in North Carolina who meet its residency or employment criteria, offering competitive APYs on share certificates while boasting low fees and minimum opening deposits on checking and savings accounts.
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